Optimise Your Taxes with Confidence
Smart, legal strategies to keep more of what you earn—tailored for 2025.
Try the Income Tax CalculatorPowerful Tax Tools at Your Fingertips
Explore our top calculators designed to save you money and time, updated for February 2025 UK tax rates.
🏡 Property Tax Calculator
Compare personal vs. limited company ownership for buy-to-let. Covers Capital Gains Tax (18%-28%), Stamp Duty (up to 15%), and mortgage interest relief—save £5k+ on your next deal. Updated for 2024/25 tax rates including Corporation Tax changes.
Explore Property Savings 📖 Complete Property Tax Guide📈 Income Tax Calculator
Instantly calculate your take-home pay from any income. Factors in 20%-45% tax bands, NI at 8%-2%, and the £12,570 Personal Allowance—ideal for all earners.
Get Started📊 ISA vs. Pension vs. General
Compare ISAs, pensions, and general investments based on your contributions, growth rate, and timeline. See tax-free growth or relief—potentially £10k+ gains over 10 years.
Plan Your Wealth💼 Sole Trader vs. Limited Company
Compare taxes and take-home pay for sole traders vs. limited companies. See if switching saves you £3,000+ at £50k profit—covers Income Tax, NI, and Corporation Tax.
Calculate Now📑 Dividends vs. Salary
Optimise your Ltd Co payouts—find the best salary-dividend mix to save £2k+ annually. Includes PAYE, NI, and Dividend Tax at current 8.75%-39.35% rates.
Try It Out📉 IR35 Checker
Determine if your contract is inside or outside IR35 in seconds. Avoid unexpected PAYE tax bills and secure £1,000s in savings—perfect for contractors.
Check Your StatusComprehensive Tax Guides
Step-by-step guides to help you set up, structure, and optimize your business for maximum tax efficiency.
📋 Complete Company Setup Guide
Everything you need to know about setting up a limited company in the UK, from choosing a name to registering with Companies House and HMRC. Includes step-by-step instructions, tax obligations, and common mistakes to avoid.
Read Setup Guide🏗️ Company Structuring Guide
Learn how to structure your limited company for maximum tax efficiency. Covers share classes, director appointments, shareholder agreements, and strategies for income splitting and tax optimization.
Read Structuring Guide💰 Taking Money Out of Your Company
Complete guide to tax-efficient profit extraction. Learn about salary vs dividends, optimal remuneration strategies, pension contributions, and how to minimize your tax bill when taking money from your company.
Read Profit Extraction GuideReal Tax Savings You Can Achieve
Based on 2024/25 UK tax rates, here are actual examples of how much you could save with smart tax planning:
Limited Company vs Sole Trader
On £60,000 profit, a limited company structure can save you £3,000-£4,000 annually compared to operating as a sole trader, thanks to lower Corporation Tax rates and dividend tax benefits.
Calculate Your Savings →ISA Tax-Free Growth
Investing £20,000 in an ISA over 10 years at 5% growth could save you £2,400-£4,800 in Capital Gains Tax compared to a general investment account. All gains are completely tax-free.
Compare Investment Options →Property Tax Optimization
Choosing the right ownership structure (personal vs limited company) for buy-to-let properties can save thousands in Stamp Duty, rental income tax, and Capital Gains Tax over the property's lifetime.
Calculate Property Tax Savings →Pension Tax Relief
A £10,000 pension contribution costs just £6,000 for a 40% taxpayer (saving £4,000) or £5,500 for a 45% taxpayer (saving £4,500). Plus, company contributions reduce Corporation Tax.
Explore Pension Benefits →Salary vs Dividends Strategy
Taking a low salary (£9,100-£12,570) and extracting remaining profits as dividends can save £3,000-£5,000 annually on a £70,000 income compared to taking all as salary, due to lower dividend tax rates and no National Insurance on dividends.
Optimize Your Remuneration →Avoid the 60% Tax Trap
Earning between £100,000-£125,140 triggers a 60% effective tax rate due to personal allowance tapering. Strategic pension contributions or income splitting can help you avoid this trap and save thousands.
Learn How to Avoid It →