Free UK Tax Calculators (2025)
Accurate, up-to-date tax calculators based on current HMRC rates. Calculate your tax liability and discover potential savings instantly.
🧮 Choose Your Calculator
💼 Business & Self-Employment
Sole Trader vs Limited Company
Compare tax efficiency of different business structures. See potential savings of £2,000-£4,000+ annually.
Dividends vs Salary
Find the optimal salary/dividend mix for company directors. Potential savings of £3,000-£5,000+ annually.
IR35 Status Checker
Determine if you're inside or outside IR35. Understand the tax implications and potential savings of £5,000-£10,000+.
VAT Scheme Selector
Compare VAT schemes to find the most cost-effective option. Save £2,000-£7,000+ with the right scheme.
🏠 Property & Real Estate
Comprehensive Property Tax
Compare personal vs company ownership for buy-to-let properties. Calculate Stamp Duty, rental income tax, and CGT savings.
💹 Investment & Wealth
ISA vs Pension vs General
Compare investment vehicles to maximize tax efficiency. See potential savings of £2,000-£8,000+ over 10 years.
👤 Personal Tax
Income Tax Calculator
Calculate your take-home pay including income tax, National Insurance, and other deductions. See exact figures for any salary.
🌍 International & Expat
Tax Residency Checker
Determine your UK tax residency status based on days spent in UK and other factors. Important for expat tax planning.
💡 Why Use Our Tax Calculators?
✅ Always Up-to-Date
Our calculators are regularly updated with the latest HMRC rates, allowances, and thresholds. All calculations reflect 2024/25 tax year rates.
✅ No Personal Data Required
We don't store your financial information. All calculations are performed in your browser session only.
✅ Instant, Accurate Results
Get immediate results with detailed breakdowns showing exactly how your tax is calculated.
✅ Real Money Savings
Our users regularly save thousands through the insights provided by our calculators and accompanying guides.
✅ Professional Quality
Built by tax professionals with years of experience in UK taxation and financial planning.
✅ Completely Free
No hidden fees, premium features, or registration required. Access all calculators and guides for free.
📋 Quick Tax Reference (2024/25)
Key Allowances
- Personal Allowance: £12,570
- CGT Allowance: £3,000
- Dividend Allowance: £500
- ISA Allowance: £20,000
- Pension Allowance: £60,000
Income Tax Rates
- Basic Rate: 20% (£12,571-£50,270)
- Higher Rate: 40% (£50,271-£125,140)
- Additional Rate: 45% (above £125,140)
Corporation Tax
- Small Profits: 19% (up to £50,000)
- Main Rate: 25% (over £250,000)
- Marginal Rate: 26.5% (£50,001-£250,000)
National Insurance
- Employee NICs: 12% (£12,571-£50,270)
- Self-Employed Class 4: 9%
- Class 2: £3.45/week
🎯 How to Get the Most from Our Calculators
1. Try Multiple Scenarios
Test different income levels, expense amounts, and structures to find the optimal approach for your situation.
2. Consider Long-Term Impact
Use multiple calculators to understand how different strategies affect your overall tax position.
3. Combine with Expert Guides
Read our comprehensive guides to understand the strategies behind the calculations.
4. Verify with Professionals
For complex situations or large amounts, always verify results with a qualified tax advisor.
🚀 Start Calculating Your Tax Savings
Choose a calculator below to start discovering potential tax savings: